When creating a budget, you need to set realistic expectations.


Because when you set realistic expectations, you are setting up yourself for success.

On the other hand, when you set an unrealistic goal that doesn’t align with your values or character, you are setting yourself up for disappointment.


In 2021, my financial goals are to:

  1. Max out my Roth IRA.
  2. Contribute $12,000 into my Roth 401(k).
  3. Build a $5,000 emergency fund.

My number one goal is to retire early and to do that I need to save money. I really value being able to live financially free when…

In My 20s

A community to help women in their 20s navigate choices in finance, lifestyle, and career. Visit https://inmytwenties.co for more posts like these!

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store